. The financial institution must include things like the published detect in the public file within 3 business enterprise days right after receiving notification through the FFIEC of the availability of the disclosure assertion.
Pursuant to § 228.28 and appendix C to this portion, the Board assigns conclusions to get a financial institution's Retail Services and Goods Check functionality in each facility-dependent assessment space, Point out and multistate MSA, as relevant, and to the institution.
(ii) To amass possession or control of shares or all or substantially all of the property of the bank, to lead to a bank to be a subsidiary of the financial institution holding corporation, or to merge or consolidate a financial institution Keeping enterprise with every other financial institution holding organization within a transaction that requires approval below section 3 in the Lender Holding Organization Act (12 U.S.C. 1842);
답변. 네이버 모바일 버전은 스마트폰 또는 태블릿에서 웹 브라우저를 통해 접속할 수 있습니다.
The Board evaluates a financial institution's Group enhancement providers efficiency in the facility-dependent evaluation place and assigns a conclusion for a facility-dependent evaluation spot, by considering one or more of the next:
usually means a business, besides a farm, that had gross once-a-year revenues for its previous fiscal 12 months of $5 million or much less.
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(ii) Any county inside a nonmetropolitan space during which the financial institution did not originate or buy any shut-stop house mortgage loans, smaller enterprise loans, small farm loans, or car loans if car loans are an item line for the lender.
(five) A listing of retail banking products and services (together with hrs of Procedure, offered loan and deposit items, and transaction fees) frequently presented for the bank's branches and descriptions of material differences in the availability or cost of services at unique branches, if any.
Throughout the time period of the strategy, a financial institution may possibly ask for the Board to approve an Modification for the prepare while in the absence of a fabric transform in instances.
Loans, investments, and expert services that guidance smaller businesses or smaller farms in accordance with how little companies and compact farms are described from the relevant strategy, plan, or initiative, but excluding loans by a lender on to compact companies or tiny farms (either as outlined in a federal government program, software, or initiative or in § 228.
(four) The quantity and greenback quantity of community improvement loans and Local community improvement investments described as originated or bought within each facility-based mostly evaluation region, Every single State through which the lender features a branch, each multistate MSA during which a lender features a branch in two or more States in the multistate MSA, and nationwide spot beyond these States and multistate MSAs.
Notwithstanding the requirements of this segment, a armed forces bank whose consumers are certainly not Situated within an outlined geographic area may delineate the whole United states of america and its territories as its sole facility-based mostly assessment region.
) The array of retail banking expert services and retail banking products and solutions provided by means of digital shipping and delivery programs together with other shipping techniques; and